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New landlord insurance brand launches

Tuesday, 7 December 2010 3:38 PM

The current economic climate has meant that a growing number of landlords are looking for cheap insurance for their buy-to-let properties - although some aren't willing to sacrifice their level of coverage for the sake of saving money.

That is why Hamilton Fraser has just launched Total Landlord Insurance, which offers two tiers of coverage. Budget-conscious property owners can go for 'Essential', a cheaper option with lower levels of coverage. Those who are willing to pay for peace of mind can spend a little more on the 'Premier' product, which covers a wider range of eventualities.

Under the insurance coverage provided by 'Essential', landlords aren't protected against damage by tenants to the building or contents, but they are still able to claim for theft by violent and forcible entry, and there's full cover for up to 30 days between tenancies. Neither product covers landlords for accidental damage to contents; both have a standard excess of £250.

Mike Glanvill, business delivery director of Total Landlord Insurance, said: "We have undertaken extensive research which revealed that, while a vast number of landlords want the widest cover they can get, price is increasingly becoming a significant motivator when buying insurance.

"A growing number of our clients were asking whether we could strip out certain sections of cover in return for a premium reduction," he added.

To find out more, check out TotalLandlordInsurance.co.uk or call 0800 6343 880.
 

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